Does My Small Business Need Business Income Coverage?

We wanted to take some time to answer some commonly asked questions that our team receives regularly in our upcoming blog posts.  Stay tuned to see what we have to say and if you would like your questions answered send an email to or call 517-351-9117!  We pride ourselves on the education that we provide our team and our clients with on a daily basis and we are happy to share that with you!

Should small businesses have business income coverage?

Yes, small businesses should consider having business income coverage as part of their overall commercial insurance program. Business income coverage, also known as business interruption insurance, provides financial protection in the event that your business is unable to operate due to a covered loss, such as a natural disaster, fire, or other unexpected event.

Without this coverage, small businesses may struggle to recover from a significant loss of income, and may even have to close their doors permanently. Business income coverage can help cover expenses such as rent, payroll, and other operating costs during a period of interruption, allowing the business to get back on its feet more quickly and effectively.

Ultimately, the decision to purchase business income coverage will depend on the specific needs and risks of your small business.

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